EV Sales

Posts Tagged ‘Insurance’

Riding With Green Car Insurance

With global warming becoming more of a threat than ever, the need for people to chose something a little more friendly to the environment when purchasing a new motor vehicle is more important than it has ever been.

Motoring around in an eco friendly automobile depends mostly on how much the driver wishes to do to what is best for the greater good. However, new studies indicate that there is a reason of even greater importance for motorists to purchase a green car. Green car insurance is tackling the feat of offsetting damage caused by vehicles that are not friendly to the environment by donating a portion of policy premiums to charities that are fighting the battle against global warming.

Green car insurance is a rapidly growing phenomenon, and it seems that green car insurance companies are steadily becoming more and more competitive. Drivers of automobiles that have high emissions should consider green car insurance providers in your search for insurance cover. It seems that the general consensus among motorists is to change the things the way things are some direction needs to come from the country’s government. For example, the government could cut the Insurance Premium Tax on green cars as incentive. Today, drivers generally pay about £50 extra for cover on a green car; it is as if drivers are being punished for purchasing green cars. This is not much of an incentive to go green.

Cheaper insurance cover quotes would definitely be a step in the right direction, but for drivers who are being put off by the present green car insurance quotes, the main attraction is the financial savings. By purchasing a vehicle with low emissions, which is more economical, emitting 17% less carbon dioxide, then the fuel-operated equivalents, drivers of green cars are reaping the benefits and cutting costs on fuel by as much as £165 each year and the road taxes are each being cut by £125.

The car insurance industry has planned in advance and is already making way for a more cost friendly green solution and offering the best cover quotes. For instance, when they offer new products, the insurance providers now offer to donate to green charities and invest in green technology as a way of offsetting the damage caused from car emissions.

With this new way of thinking that has been adopted by insurance providers and commercial realities, there is no better time than the present to purchase a green car. With the cost of petrol rising to new heights almost daily, drivers are finding themselves more and more interested in a fuel-efficient green car with lower tax. Customers are finding out first hand that not only are these new green cars better for their wallet but they are also better for the environment as well. Everyone in the UK should be thinking about what they can do to improve the environment and a great place to start is with the purchase of a new green car and green car insurance.

The Boom in the Green Car Insurance Market

Recent research has found that Green Car Insurance policies cost almost 100 per cent more than the regular insurance covers. Price comparison websites on the Internet warn drivers who want to go green that clearing of their carbon emissions is going to cost them more.

Thus, although going for “green” insurance options is admirable, car owners and drivers are advised to weigh the pros and cons before finalising their car insurance policies. They should clearly judge whether a Green Car Insurance policy would be a good idea for them.

The insurance industry can soon experience a boom in the sector of Green Car Insurance. Many car insurance providers have introduced exclusive packages that target the “green” section of customers, or the “green market”. This market consists of car owners and drivers who want to have “environment-friendly” insurance policies for their vehicles.

The majority of the “green” insurance providers design carbon-offsetting schemes. Such a scheme can intend to contribute a percentage of the insurance premium to projects dedicated to carbon offsetting. Generally, Green Car Insurance companies offset the overall carbon emissions of a vehicle.

Carbon offsetting schemes may vary from one insurance provider to another. For some, it could mean the planting of trees or promoting recycling, or being involved in other environment friendly projects. Others may decide to get every form of energy they need solely from renewable sources, or reduce their consumption of paper, cones and water cups. Many green car insurance companies contribute a certain percentage of their annual profits to environment friendly causes. Some offer “green” incentives like recycling a car if it has almost become scrap, and using recycled motor parts, wherever possible, for repairs and replacements.

Some car insurance providers offer lower premiums to owners of green cars. This is due to a common notion among insurers that owners and drivers of green cars are more responsible towards environment and hence are lesser risks to the insurer.

Should you go for Green Car Insurance policies?

A Green Car Insurance policy is an ideal opportunity to contribute towards environmental causes. But, it goes without saying, that these policies are costlier.

Instead of going for a Green Car Insurance policy, you can choose the cheapest car insurance option that will do just enough to provide your car with the cover you want for it. Then you can contribute the money you save on your insurance premium to a green cause that pertains to your ideals. This will bring more satisfaction to you as you get to choose where the money goes and how it gets used. But only a disciplined individual with a lot of restraint can use his saving for environmental causes.

Motorists can take care of the environment in various ways. But they often remain oblivious of the pathetic realities of the environment and thus fail to do their bit. Opting for a Green Car Insurance policy is a simple act that will only require them to pay some extra cash towards the upkeep of the planet earth. But as long as Green Car Insurance policies remain just an option, the objective will be only partially served.

More Green Car Articles

The Concept of Green Car Insurance

If you own a green car, then you will need a green car insurance. As it is a law for all vehicles to have insurance, green cars also need to have green car insurance. We all know that the environment is getting worse daily, and the need to go green is rising. Therefore, when you purchase green car insurance, part of the insurance total goes to the organisations that battle against non-environmental vehicles and fight for a better environment. This is the main purpose of having green car insurance.

More and more people are buying green cars these days, although the these cars are extremely expensive. As such, more and more insurance companies are coming up with green car insurance to cater the needs of these customers. Green car insurance is cheaper than the normal vehicle insurance. This is because by offering it cheaper, they can encourage more people to go green and get a green car. Recent research shows that motorists are likely to purchase a green car, which means the market is getting wider and more people are recognising the importance of preserving the nature and saving the environment.

Although when the green car insurance was first introduced, the price soared higher, as people starting to accept the concept of green cars, they begin to show more interest and went on to buy a green car. To date, there have been more than 40,000 green cars sold (as well as green car insurance) and this figure is going up yearly – so green car insurance has a wide market. There might not be too many green car insurance companies right now but soon, we will be able to see more and more insurance companies offering green car insurance.

There are many benefits when you get a green car. Green cars have lower emissions, so you can save more on fuel. This will not only save your money the environment too, as there will be a smaller carbon footprint. This is what we want to do, to cut down the carbon footprint as much as possible. Besides, with less carbon dioxide and carbon monoxide, we can avoid the green house effect that is said to cause global warming.

Other ways of promoting green cars include reducing parking fees for green cars. Some areas promote the existence of green cars by giving out discounts for parking so that people will be encouraged to change to green cars. Education about the importance of green cars also plays a very important role in getting more people to buy a green car. Teach them so they understand about the environment and naturally, they will be able to make the right decision.

There are a few tips to helping save the environment. First, it would be better if you don’t drive but walk or take the public transport if possible (this will also benefit you too!). Otherwise, choose a fuel efficient car such as green car if you need to drive around. And take advantage of the cost savings!

Watch the Audi commercial featuring Cheap Trick, the Green Police, and the Audi A3 TDI® clean diesel, Green Car Journals 2010 Green Car of the Year®. Green Police www.youtube.com